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Our global business

Global Code of Business Conduct

We live with integrity on a global scale

The Allstate family of companies is powered by a global network of operations. Our collective success depends on a chorus of unique voices that helps us work harder, meet customer needs more effectively and share bolder, more innovative ideas. Our global reach also means we are subject to a wide variety of laws, regulations and procedures.

We approach these requirements with full integrity, understanding that they help protect us and those we serve. We maintain our collective success by seeking out business partners who share our competitive spirit, our commitment to quality and, most of all, Our Values. As we continue to expand our global footprint, we will not lower our ethical standards.

Doing business across borders

We understand and follow the letter and spirit of all trade regulations that apply to us.

We want to be the best when it comes to protecting our customers. As a global company, we must understand and follow a variety of trade regulations and procedures. Wherever we do business, we live into Our Shared Purpose.

Doing business across borders with integrity means we:

  • Observe economic and trade sanctions established by U.S. federal and international mandates.
  • Follow all anti-boycott laws that apply to us and do not take part in unsanctioned boycotts.
  • Obtain proper authorization before transferring materials or information across borders.
  • Follow applicable privacy and data protection laws with regard to the cross-border transfer of personal information.

If you have any questions, contact your manager or your legal department. Additional information may be found under Resources.

Preventing money laundering

We are watchful for signs of money laundering and take action to prevent criminal financial activity.

Our global operations make us a potential target for money launderers and even those who would finance terrorism. The practice of money laundering is intended to conceal the true nature of criminally obtained funds. We must not only prohibit money laundering and terrorist financing but also actively prevent it. By learning how to recognize these practices and taking appropriate measures against them, we maintain our integrity.

Preventing money laundering means we:

  • Comply with the USA Patriot Act and all other applicable anti-money laundering laws and regulations.
  • Are alert for activities that facilitate money laundering or the funding of terrorist or criminal activities.
  • Follow all of our anti-money laundering policies, procedures and internal controls, which are designed to ensure compliance with the USA Patriot Act and other regulations.

For any questions about money laundering prevention, contact your manager or your legal department.

additional information found under Resources.

Integrity insights

Money laundering is how criminals attempt to conceal the true origin and ownership of criminal proceeds in order to make those proceeds appear legitimate. Terrorist financing involves the use of money to fund illegal activities while concealing the origin of the funds or their intended use. Since the transactions often have a legitimate origin and involve small amounts of money, terrorist financing can be more difficult to identify than money laundering. Signs of money laundering or terrorist financing include but are not limited to:

  • Making unusually large payments using cash equivalents (e.g., cashier's checks and money orders).
  • Purchasing several policies and then canceling them.
  • Making a large payment, then asking for a refund in a different form of payment.
  • Purchasing a policy, then making false claims of losses.
  • A customer failing to provide a full business description.
  • Deposits and wire transfers that differ from established patterns.

Preventing bribery and corruption

Corruption has no place in our business.

We do not tolerate it in any form, anywhere we operate. We are each accountable for recognizing the signs of bribery and corruption. We make our business and our communities stronger by refusing to participate, and we protect our reputation.

Preventing bribery and corruption means we:

  • Never offer or accept bribes, kickbacks or anything of value that could improperly influence a business decision.
  • Never promise or provide anything of value to public officials or business
    partners to gain a business advantage.
  • Follow our Company policies and values when giving and receiving business
    gifts and entertainment.
  • Record all payments and receipts completely and accurately.
  • Do not use a third party to make improper payments.
  • Perform due diligence to ensure our agents, contractors, suppliers and third-party representatives share our anti-corruption stance and values.
  • Comply with the Foreign Corrupt Practices Act, the U.K. Bribery Act and any other anti-corruption regulations that apply to us.

For more information, see our Anti-bribery Compliance Policy found under resources.

Integrity insights

A bribe involves giving or offering any payment or anything of value to obtain favorable treatment. Kickbacks involve giving or receiving personal payments as a reward for the grant of a contract or other business transaction. Neither bribes nor kickbacks are acceptable methods to facilitate business.

Respecting and protecting human rights

We respect individual human rights and insist that our business partners do the same.

We are dedicated to empowering people with the protection they need to pursue their hopes and dreams. It goes against everything we stand for to look the other way when we see human rights abuses, such as child labor, slavery or human trafficking. We embrace our responsibility to protect human rights, as an employer, purchaser of goods and services, investor and provider of insurance products and services. By supporting business partners who share Our Values, and by pushing for fairness and equality wherever we operate, we can be a positive influence for workers everywhere.

If you believe a business partner may be acting unethically, contact your manager, any manager or Human Resources. You can also follow the Speak Up Process so we can initiate an investigation.

Respecting and protecting human rights means we:

  • Comply with all local and international labor laws where we do business and operate, often going above and beyond their requirements.
  • Perform due diligence to find business partners who share Our Values and commitment to protect human rights and improve working conditions for all.
  • Engage in site inspections and other activities to confirm our partners are upholding their commitments to safe and fair working conditions.

The Supplier Code of Business Conduct is shared with Allstate suppliers to serve as a guide. It is intended to be shared with their employees to ensure they understand and are committed to living into our expectations when serving Allstate.

ECC Monitor: OK