"Now I can breathe."
That's what Tyla S. would often hear from customers after resolving a case of identity theft as an Allstate Identity Protection restoration specialist.
"People have told me they felt paranoid, like they didn't know who can they trust, what they can trust. They were just on edge," she said. "Being able to walk them through this process and give them that hand and educate them, it really made a difference."
Identity fraud affected 42 million American adults in 2021. Consumers need control over their personal data; Allstate Identity Protection is here to help.
Currently protecting more than 5 million people from identity fraud, Allstate Identity Protection provides monitoring tools that detect threats to your data, credit and identity. Specialists like Tyla are available 24/7 to manage customers' recovery and restore their identities, with up to $1 million of expense reimbursement.
Tyla got her start at Allstate Identity Protection as a customer care specialist, helping customers with questions and requests for their accounts. Her manager later encouraged her to join the restoration team. After learning all about credit reports and how to communicate with merchants, Tyla was trained to help customers experiencing identity theft.
Getting a customer's $56,000 — and her life — back
One of the most memorable cases Tyla encountered was when a customer suffered bank fraud while she was in the process of purchasing a home. The customer received messages that funds had been taken from her account in several different transactions totaling $56,000—none of which she authorized.
Failing to get her money back after a month of contacting her bank, the customer got in touch with Allstate Identity Protection. Tyla listened to her entire story and by the end of the call, assured her that she would put a game plan together. After consulting with her teammates, Tyla had multiple plans of action to help the customer.
The next time the customer got on the phone with her bank, Tyla was also on the line to figure out why her claim for reimbursement had been denied. Tyla said that the customer later told her, "I never even thought to ask those questions."
When it was made clear that the customer had not approved the transactions from her account, the bank agreed to reopen the investigation.
"Then out of nowhere, like two, three weeks later, she sends me an email saying, ‘Tyla, I don't know how we did it, but they approved it, and I got a refund back,'" Tyla said. "I felt so happy for her."
"That's the whole point why I love customer service in general. I love helping people."
New challenge, unwavering commitment
Tyla has recently taken on a new role at Allstate Identity Protection as a senior customer care specialist, which she pursued because of her passion for training her teammates.
The constant challenge of finding new answers and better solutions is what Tyla enjoys most about her job. "I love how there's always something new to learn," she said.
Though her day-to-day responsibilities are different now in her new role, Tyla said her overall goals haven't changed: "We all want to do the same things, which is to be there for the customer and to be able to give them the best customer care service."
3 ways you can protect your identity now
Americans have an average of 350 online accounts with access to their personal data, so it's more important than ever to monitor your digital privacy and help secure your information. Here are Tyla's top three tips to protect yourself against identity theft.
- Set up two-step verification on all your accounts. In addition to entering a password, many online accounts allow you to require a second form of authentication to sign in. Not only can this prevent an unauthorized user from accessing your account, but you'll also receive a message notifying you of the attempted log-in. "It's gonna protect you in the long run," Tyla said.
- Beware of scams. If you receive any sort of communication, such as a phone call, email or text message from someone claiming to be from a bank or a merchant asking for personal information, "do not engage," Tyla said. Contact the company directly with any questions about your account.
- Freeze your credit. If you're not planning on applying for credit, Tyla said that freezing your credit can help prevent identity thieves from fraudulently opening accounts in your name. It's free and has no impact on your credit score.
Allstate Identity Protection
Allstate Identity Protection delivers comprehensive financial and identity monitoring designed to help you protect yourself, your family and your finances from emerging threats. If fraud occurs, U.S.-based experts are available 24/7 to help you restore your identity. Plus, get up to $1 million in reimbursement to cover stolen funds or out-of-pocket costs.
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